About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s most exciting unicorns with a team of over 800 people

Among the fastest-growing tech companies in the UK

Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs

Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions

Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

About the role

We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.

You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.

Team's Objectives

Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.

Your core responsibilities include:

Optimising our pricing strategy, how much to lend and at what interest rate.

Improving our conversion funnel, responding to qualitative feedback as well as data insights.

Building a product that our customers and partners love.

How you'll impact those objectives

Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns

Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy

Seek out novel strategies and commercial approaches we can take advantage of

Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market

Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance

Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

What you'll need to succeed

Daily coding experience, with proficiency in Python and SQL ideally

Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.

A strategic mindset and the ability to translate complex data into clear, actionable decisions.

A focus on delivering results that align with both commercial and customer needs.

A collaborative, open approach and a willingness to challenge your own assumptions

Experience working in marketing / growth roles is a plus, but not required!

Interview Process

We’re not corporate, so we try our best to get things moving as quickly as possible.

An initial phone conversation with a member of our team.

Onsite interviews, including a practical case study and team conversations.

A final discussion with a member of our executive leadership (C-suite).