You’ve got a product idea.

Maybe even a prototype.

But you're stuck on the next steps, or would like to go faster!

How do I validate the problem?

How do I find a co-founder?

How do I land a first customer?

How do I get funding—without giving away half the company?

That’s where we come in.

At our Achmea Impact Ventures, we act as a venture builder and back technical founders who bring strong ideas but need the right structure, support, and team to build a real startup around it.

You bring the product vision.

We’ll help you turn it into a company.

What we do

Achmea Impact Ventures is a corporate startup studio—we create startups from scratch.

We become your co-founder.

That means:

You bring a clear product idea that fits within one of our focus areas

We support you with a salary, funding (up to €500K), and a dedicated team

Together, we validate the problem, build the MVP, and take it to market

If successful, we spin out the company with you in the lead, and with significant equity for you.

What you’ll do

As the CTO-founder, you’ll:

Validate your idea and user needs with support from our research team

Shape the product roadmap and MVP strategy

Build the MVP—hands-on or together with our in-house developers

Test and iterate with early users

Hire and lead your tech team as the venture grows

Work alongside a commercial co-founder (if matched during the process)

What we offer

Funding: Up to €500K, provided in stages based on traction

Salary: You’ll be paid from day one to focus full-time on the venture

Dedicated build team: Product designers, data engineers, software engineers, marketers, and researchers

Network access: Achmea can open doors, be your first customer, or connect you with partners

Structured process: Clear milestones, commercial sparring, and founder coaching

Founder equity: up to 70%

Examples of ventures built with us

FemmeUp: Women’s health platform tackling absenteeism. Used our network to land B2B clients.

alex.ai: Legal AI assistant trained on millions of historical claims.

Stackwise: Fintech platform launched with McDonald’s pilot in 8 weeks.

Lekkerbezig: SaaS product supporting employee development for large employers.

How to Apply

Apply via the form or message our Talent Lead, Iselde van Beurden, directly: 📞 +31 6 38276027

Please include:

Problem Card: A short explanation of the problem, your solution, and how your idea fits one of our focus areas

CV or short bio

Optional Pitch Deck: Add extra info if you already have it

Not sure if your idea fits? Reach out — we’re happy to explore it with you.

Requirements

You have a clear product idea, ideally with early user feedback or a prototype

You’ve built and shipped digital products before

You have a strong technical background and can lead architecture, dev, and iteration

You want to build a company, not just write code

You have a deep understanding of the problem you’re solving — not just the tech

You’re fully committed — this is not a side project

You’re open to sparring on the commercial side and shaping the business with us

Your idea must fit one of our domains

🧘 Health & Wellbeing

💼 Future of Work

🌍 Sustainable Action

💸 Healthy Finances (non-insurance)

We don’t build

❌ Hardware or physical product ventures

❌ Crypto, medtech, or science-based tech

❌ Products reliant on 3rd-party IP

❌ Ideas needing policy change or multi-stakeholder system shifts

❌ Tools just for Achmea

❌ Vague behavioural ideas without a clear business model

❌ One-time-use or prevention-only models