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Are you a transformative product leader who thrives on building seamless, high-impact financial ecosystems?

At Kapitus, we understand that our work isn't done when a deal closes—it’s just beginning. We are seeking a highly motivated and strategic Director of Product to lead the product vision and delivery for our post-funding experiences, encompassing treasury, payment strategies, customer service, and collections functions.

In this role, you will bridge the gap between strategic treasury management and thoughtful asset recovery. This is not a maintenance role; it is a high-visibility opportunity to pioneer digital transformation, integrate AI, and scale our operational capabilities in a highly competitive market.

What You’ll Do:

Empower & Lead a Product Team: Manage and mentor a dedicated team of Product Owners, fostering an outcome-driven mindset and strong business acumen. You will guide them in building seamless product experiences, managing roadmaps, business case development, prioritization strategies and ensuring high-quality, on-time delivery alongside engineering, QA, and UX teams.
Drive Strategic Transformation: Partner closely with leaders across Product, Finance, Treasury, Accounting, Collections, Customer Service, and Legal to identify and introduce enhancements that fundamentally advance Kapitus's operational and financial capabilities.
End-to-End Product Ownership: Take full ownership of product initiatives—from feature definition, build-vs-buy assessments, and vendor integration to execution planning, change management, and post-launch optimization.
Navigate & Capitalize on Ambiguity: Champion continuous discovery to understand customer behavior, market trends, and emerging financial innovations. Translate complex, ambiguous business needs and technologies into a clear, prioritized product roadmap.
Deliver Measurable Value: Set the standard for success by defining and monitoring key product metrics. Gather user feedback, evaluate performance, and pivot strategies nimbly to maximize business value and user satisfaction.
Ensure Compliance & Security: Keep Kapitus ahead of the curve by ensuring all financial products and requirements strictly adhere to industry standards and financial regulations.

What We’re Looking For

Experience: 7–10+ years of robust product management experience, with at least 3 years in a leadership/people management role within Fintech, Payments, or Small Business (SMB) Lending.
People Leadership: Committed to people and team development. Mentor, coach and guide Product Owners in pursuit of individual and organizational goals. You empower team members to operate independently, but remain ready to roll-up your sleeves alongside the team when necessary.
Domain Expertise: Deep understanding of complex payment workflows, including orchestration, authorization, settlement, exception handling and controls. You have a working knowledge of payment rails and experience owning product requirements for payment infrastructure. Familiarity with cash/liquidity management and collections workflows.
Technical Acumen: Strong conceptual understanding of Event-Driven Architecture and API integrations and core processing rails (e.g., ACH, wire, card, instant payments)