ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for people living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and excited to bring on world-class talent to help shape the next chapter of our growth journey.

EarnIn is becoming an AI-native company, embedding AI agents into how we build, analyze, and operate across every function. Teams use AI Agents to move from ideas to execution faster. By letting agents handle repetitive tasks, our people can focus on judgment, creativity, and hard problems. We pair this experimentation with the strict review and security guardrails our regulated financial environment requires, always keeping a focus on privacy and the people who rely on our products.

As a company, we are becoming AI-native, and we encourage you to use AI tools throughout much of your interview process. If you use AI during the live interview, just say so; a quick, natural mention of how it helped and why you are using it is all we need. What we're evaluating is your judgment, reasoning, and ability to own and defend your work, not whether AI was involved. Some rounds, particularly those focused on your career history and past experiences, will not allow the use of AI, and we'll let you know of those in advance. When in doubt, ask your recruiter or interviewer directly.

POSITION SUMMARY

We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Growth team. Growth owns the parts of the product that bring members in and bring them back: acquisition, onboarding, referrals, and winbacks. Most problems you'll take on start as a business bet with no spec and no known solution. You'll explore solutions quickly and react to counterintuitive data. AI is a core part of how you'll work. You'll use it to explore more directions, prototype faster, and raise the quality of what we ship, using your judgment to decide what great, innovative UX looks like.

The Mountain View base salary range for this full-time position is $204,957 to $250,503, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position is in Mountain View and requires 2 days of in-office work per week.

WHAT YOU'LL DO

Take business hypotheses and explore distinct solutions on your own to support the different growth squads, and iterate based on data
Bring the team clear recommendations, explain your reasoning, and use feedback to reach a decision
Design toward a measurable outcome: know the hypothesis, the metric it should move, and the flows members use today
Ship the fastest credible test of an idea, and drive it through blockers to launch with product, engineering, data, legal, and brand partners, while pushing design quality
Read experiment results with the team, learn from the tests that lose, and update your understanding of our members to inspire new experiences
Build working prototypes with AI tools to answer UX questions and compare solutions, and use static screens only where they're enough
Write your own design playbook with new AI-assisted ways of working, and share what works with the design team
Keep every experience clear and honest, because our members trust us with their money

WHAT WE'RE LOOKING FOR

4+ years of experience designing consumer digital products
A portfolio that shows how you framed problems, the directions you explored, and the outcome your work moved. Include recent work that shows how you use AI in your process
Experience on a growth or experimentation team: you've designed test variants, read the results, and iterated after a loss/learning