ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for people living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and excited to bring on world-class talent to help shape the next chapter of our growth journey.

EarnIn is becoming an AI-native company, embedding AI agents into how we build, analyze, and operate across every function. Teams use AI Agents to move from ideas to execution faster. By letting agents handle repetitive tasks, our people can focus on judgment, creativity, and hard problems. We pair this experimentation with the strict review and security guardrails our regulated financial environment requires, always keeping a focus on privacy and the people who rely on our products.

As a company, we are becoming AI-native, and we encourage you to use AI tools throughout much of your interview process. If you use AI during the live interview, just say so; a quick, natural mention of how it helped and why you are using it is all we need. What we're evaluating is your judgment, reasoning, and ability to own and defend your work, not whether AI was involved. Some rounds, particularly those focused on your career history and past experiences, will not allow the use of AI, and we'll let you know of those in advance. When in doubt, ask your recruiter or interviewer directly.

POSITION SUMMARY

We're looking for a highly creative and self-motivated Staff Product Designer to join EarnIn's Financial Intelligence Platform team. This is a structured, quality-focused group responsible for designing and improving the foundational experiences that power EarnIn's modern platform for financial flexibility and financial wellness for its community members. You'll work closely with product, engineering, design, compliance, risk, and finance partners to define and drive design excellence across core features like bank connectivity, earnings tracking, and repayment experiences. This role bridges deep design leadership with cross-functional execution, championing both customer and business value while ensuring quality, simplicity, and regulatory compliance. Your work will directly influence customer satisfaction and retention across our core experiences.

This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Design and refine core experiences across the full customer journey—from bank connection and account setup to earnings tracking and repayment experiences
Partner with PMs, engineering, and data teams to define design requirements and validate solutions through research and usability testing
Establish and maintain design patterns and systems that ensure consistency and simplicity across Financial Intelligence Platform features
Identify friction points in critical flows and design thoughtful solutions that improve usability, clarity, confidence, and compliance
Leverage research findings and customer feedback to inform design strategy and prioritize improvements that deliver measurable impact
Champion quality and polish, ensuring every interaction reflects EarnIn's commitment to reliability, trust, and regulatory standards
Collaborate with Compliance, Risk, and Finance teams to ensure designs meet industry and regulatory requirements
Contribute to a culture of collaboration, continuous learning, and design excellence within the team