American Equity Investment Life Insurance Company is a leading provider of annuity solutions designed to help clients protect and grow retirement income. Part of Brookfield Wealth Solutions, we partner with more than 40,000 financial professionals and help fund over half a million retirements nationwide. Recognized by Newsweek as one of America’s Most Trustworthy Companies and named a Top Workplace in Iowa, American Equity fosters a collaborative and purpose-driven culture where employees are empowered to ignite their passion and help shape the future of financial services.

Headquartered in Des Moines, Iowa, with satellite offices in New York, NY, American Equity provides opportunities for employees to support work across the enterprise, including our sister company, American National, headquartered in Houston, Texas.

GENERAL PURPOSE OF THE JOB

The Junior ERM Analyst supports the Enterprise Risk Management function by assisting in the identification, assessment, monitoring, and reporting of risks across the organization. The position supports the maintenance of the company’s ERM framework, risk registers, key risk indicators, risk reporting, and related governance activities. The role has a focus on risks relevant to the life and annuity insurance industry, including operations, insurance, investment, financial, regulatory and strategic risks. This individual collaborates across the company with business units and risk-related functions, including Compliance and Internal audit, to support coordinated and effective risk management activities.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Assists in the preparation of risk reports, dashboards, presentations, and other materials for senior leadership and other governance committees.
Supports risk identification, assessment, monitoring, and reporting activities across business units.
Maintains risk registers and tracks risk treatment plans, mitigation activities, responsible parties, target dates, and status updates.
Performs basic risk analysis, including scenario analysis, trend analysis, data comparisons, and identification of emerging risk themes.
Assists with the collection, validation, analysis, and reporting of key risk indicators, key performance indicators, and other risk-related metrics.
Coordinates risk surveys, interviews, workshops, and information requests with business units and risk-related functions.
Monitors reported risk events, incidents, and near misses and assists with documenting root causes, corrective actions, and lessons learned.
Supports applicable regulatory, examination, audit, and management reporting activities by gathering and validating requested information.
Assists with developing, maintaining, and periodically reviewing ERM policies, procedures, standards, methodologies, and supporting documentation.
Performs quality-control reviews of risk information for completeness, accuracy, consistency, and appropriate documentation.
Identifies incomplete, inconsistent, or potentially significant risk information and escalates concerns to ERM management.
Maintains ERM records and supporting documentation in accordance with applicable record-retention and information-governance requirements.
Supports special projects and performs other related duties as assigned.

SUPERVISORY RESPONSIBILITIES

None required for this position.

EDUCATION AND/OR EXPERIENCE

Bachelor’s degree in Risk Management, Finance, Actuarial Science, Accounting, Business Administration, Economics, Data Analytics, or related fields.
Zero to two years of relevant experience in risk management, insurance, compliance, audit, finance, actuarial analysis, or a related role.
Experience with life or annuity insurance products, operations, or regulatory requirements is preferred.
Experience using an enterprise risk management, governance, risk, and compliance, or related workflow system is preferred

CERTIFICATES, LICENSES, PROFESSIONAL DESIGNATIONS

No professional certification or license is required.
Interest in pursuing, or progress toward, a relevant professional designation is preferred. Examples include Associate in Risk Management (ARM), Financial Risk Manager (FRM), Certified Public Accountant (CPA), or another insurance, audit, compliance, actuarial, or risk-related designation.