About Nu

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

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Senior Counsel, Regulatory Legal – Latin America (Payments & Digital Assets)

About Us

Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.

Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.

Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/

About the role

As Senior Counsel, Regulatory Legal – Latin America, you will be the legal voice on how Nu's payments and digital-assets products can operate, launch and scale across the region. You will define where licenses, registrations or regulated entities are required, and turn that analysis into a clear recommendation the business can act on.

This is a legal and regulatory strategy role, not a compliance operations role. You will work with Product, Compliance, Public Policy, Risk, Treasury and business leaders on new products and new markets, in an environment where regulation is moving faster than the product. You will own the regulatory path for what we build next, and you will be expected to say "here is the path I recommend", not just "here are the risks".

You'll be responsible for

Advising on regulatory legal strategy for payments, money movement, wallets, stored value, digital assets, stablecoins and related products across Latin America.

Building and maintaining a country-by-country view of the regulatory perimeter: which activities require licenses, registrations, approvals or local regulated entities.

Leading the legal analysis for entry into new markets and for the launch of new products, features and business models.

Working with Product and business teams to structure products in line with applicable law, and proposing alternative structures when the initial model hits a regulatory obstacle.

Coordinating license and registration applications (payments, financial services, virtual assets) and supporting engagement with regulators, central banks and other authorities, including on novel issues.

Managing local external counsel while remaining accountable for synthesizing their input into a practical recommendation.

Creating scalable frameworks, playbooks and decision trees so recurring questions are answered consistently across markets.

Monitoring regulatory developments and separating what materially affects our strategy from general noise, and anticipating where regulation is heading on stablecoins, tokenized money, crypto-assets and new payment infrastructure.

Briefing senior legal and business leaders on complex regulatory topics in clear, concise and commercially useful terms.

Acting as a generalist legal business partner for new businesses in Latin America, coordinating a holistic legal approach, including support on agreements related to our products.

We are looking for someone who has

Qualified as a lawyer, holding the local bar license in the country where you will be based.

In-house experience at a fintech, payments, crypto/digital-assets or banking company, where you personally worked through regulatory, licensing and market-entry questions in Latin America.