About MGT Insurance

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

MGT Insurance is seeking a Head of Legal to build and lead the legal function for our AI-native commercial P&C carrier. Reporting directly to a Co-CEO, this role will have company-wide legal responsibility that spans corporate, compliance, transactional, and regulatory matters.

You will be MGT's senior-most legal voice, advising the executive team and board on regulatory strategy, general corporate legal issues, and transactions. This is a build role: you will establish MGT's legal function, policies, and governance infrastructure from the ground up, while also being hands-on with the day-to-day legal questions that come from an insurance company operating across dozens of states with an evolving product footprint.

What You'll Do

Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions

Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements

Where needed, work with Claims leadership to advise on litigation strategies and review external counsels’ recommended

Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions

Manage outside counsel relationships across litigation, regulatory, and transactional matters through selecting, directing, and controlling cost and quality

Continue to support the buildout ofMGT's corporate governance infrastructure. Corporate records, entity management, and policies required of a regulated insurance carrier

Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch

Own MGT's contract review and management functions including vendor agreements, technology contracts and data/privacy agreements

Build and, over time, lead a small, AI-enabled, legal and compliance team as MGT scales

What You Bring

J.D. and active bar membership in at least one U.S. state

10+ years of legal experience with significant exposure to P&C insurance preferred

Track record advising executive teams and boards on legal risk and strategic decisions

Experience managing outside counsel relationships across multiple practice areas

Comfortable operating a build-from-scratch legal function establishing process and governance rather than inheriting an established department

Preferred Qualifications

Prior in-house experience at a P&C carrier, MGA, or insurtech, ideally in a senior or sole legal leadership capacity

Experience advising on or litigating coverage disputes, claims handling exposure, and policy interpretation matters

EDirect experience with state insurance regulatory compliance: licensing, rate and form filings, market conduct examinations, and multi-state regulatory relationships

Experience with corporate transactions — M&A, strategic partnerships, or capital raises

Familiarity with AI/algorithmic underwriting regulation and emerging insurance technology regulatory frameworks

Experience building legal or compliance functions from an early stage at a high-growth company

Admitted and E&S/surplus lines regulatory experience

Location

Hybrid minimum 3 days a week onsite based in Denver, CO, Madison, WI, or San Francisco, CA

Compensation

The base salary range for this role is $190,000 – $270,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package.